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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,407 | $115,810+4.8% | $101,271+19.9% | $158,966-23.6% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | 9.52% | 56.15%-46.6pp | 46.48%-37.0pp | 302.95%-293.4pp |
| Employer contribution / active EE | $7,602 | $4,175+82.1% | $3,660+107.7% | $4,762+59.6% |
| Participant deferral / active EE | $8,259 | $4,958+66.6% | $4,371+89.0% | $5,983+38.0% |
| Admin fee / account holder | $699 | $7,248-90.4% | $5,948-88.3% | $11,250-93.8% |