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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,592 | $106,008+7.2% | $92,240+23.1% | $147,586-23.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.27% | 50.05%-34.8pp | 176.29%-161.0pp | 578.59%-563.3pp |
| Employer contribution / active EE | $3,223 | $4,333-25.6% | $3,680-12.4% | $4,876-33.9% |
| Participant deferral / active EE | $3,520 | $4,478-21.4% | $3,897-9.7% | $5,439-35.3% |
| Admin fee / account holder | $12,870 | $6,333+103.2% | $5,194+147.8% | $10,886+18.2% |