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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,075 | $100,792-14.6% | $86,691-0.7% | $134,509-36.0% |
| Participation rate | 84.2% | 78.9%+5.3pp | 76.6%+7.6pp | 81.2%+3.0pp |
| Annual return | -20.89% | 29.08%-50.0pp | 35.94%-56.8pp | 418.13%-439.0pp |
| Employer contribution / active EE | $2,872 | $3,491-17.7% | $2,837+1.2% | $4,741-39.4% |
| Participant deferral / active EE | $6,143 | $5,339+15.1% | $4,656+31.9% | $6,400-4.0% |
| Admin fee / account holder | $7,207 | $10,924-34.0% | $7,492-3.8% | $11,427-36.9% |