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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,867 | $62,586-65.1% | $76,766-71.5% | $64,181-65.9% |
| Participation rate | 91.7% | 72.8%+18.9pp | 77.0%+14.7pp | 69.6%+22.1pp |
| Annual return | -2.31% | -1.95%-0.4pp | 2.43%-4.7pp | 7.63%-9.9pp |
| Employer contribution / active EE | $1,312 | $1,832-28.4% | $2,485-47.2% | $2,381-44.9% |
| Participant deferral / active EE | $1,327 | $3,145-57.8% | $3,851-65.6% | $3,470-61.8% |
| Admin fee / account holder | $1,551 | $4,667-66.8% | $6,675-76.8% | $4,887-68.3% |