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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,223 | $95,915-50.8% | $79,580-40.7% | $134,532-64.9% |
| Participation rate | 22.2% | 75.0%-52.8pp | 69.5%-47.3pp | 81.2%-59.0pp |
| Annual return | -17.58% | -2.71%-14.9pp | 0.15%-17.7pp | 418.27%-435.9pp |
| Employer contribution / active EE | $682 | $3,129-78.2% | $2,413-71.7% | $4,741-85.6% |
| Participant deferral / active EE | $1,485 | $4,693-68.4% | $3,985-62.7% | $6,401-76.8% |
| Admin fee / account holder | $15,335 | $9,132+67.9% | $6,835+124.4% | $11,429+34.2% |