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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,513 | $100,194+26.3% | $122,979+2.9% | $86,983+45.4% |
| Participation rate | 68.9% | 73.0%-4.1pp | 77.2%-8.3pp | 69.5%-0.7pp |
| Annual return | 14.35% | 16.47%-2.1pp | 20.12%-5.8pp | 25.83%-11.5pp |
| Employer contribution / active EE | $1,898 | $2,326-18.4% | $3,062-38.0% | $2,584-26.6% |
| Participant deferral / active EE | $5,420 | $4,133+31.1% | $5,003+8.3% | $4,194+29.2% |
| Admin fee / account holder | $2,691 | $10,148-73.5% | $12,864-79.1% | $7,856-65.7% |