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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,860 | $86,940+65.5% | $102,434+40.4% | $80,935+77.7% |
| Participation rate | 70.3% | 72.4%-2.1pp | 76.5%-6.2pp | 67.7%+2.6pp |
| Annual return | 7.78% | 18.89%-11.1pp | 29.46%-21.7pp | 35.66%-27.9pp |
| Employer contribution / active EE | $2,069 | $2,370-12.7% | $3,023-31.5% | $2,757-24.9% |
| Participant deferral / active EE | $6,061 | $4,121+47.1% | $5,055+19.9% | $4,299+41.0% |
| Admin fee / account holder | $8,267 | $8,047+2.7% | $9,462-12.6% | $6,924+19.4% |