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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,370 | $90,486-63.1% | $78,676-57.6% | $273,972-87.8% |
| Participation rate | 63.6% | 76.5%-12.9pp | 73.6%-9.9pp | 83.0%-19.4pp |
| Annual return | 3.46% | 75.62%-72.2pp | 62.19%-58.7pp | 41.46%-38.0pp |
| Employer contribution / active EE | $321 | $3,175-89.9% | $2,850-88.7% | $4,869-93.4% |
| Participant deferral / active EE | $2,114 | $3,901-45.8% | $3,517-39.9% | $5,287-60.0% |
| Admin fee / account holder | $8,335 | $5,263+58.4% | $4,510+84.8% | $10,133-17.7% |