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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,383 | $78,694-57.6% | $67,652-50.7% | $125,389-73.4% |
| Participation rate | 75.0% | 78.8%-3.8pp | 75.7%-0.7pp | 83.2%-8.2pp |
| Annual return | -2.74% | 9.46%-12.2pp | 6625.40%-6628.1pp | 282.24%-285.0pp |
| Employer contribution / active EE | $1,364 | $3,044-55.2% | $2,266-39.8% | $4,866-72.0% |
| Participant deferral / active EE | $2,856 | $4,292-33.5% | $3,560-19.8% | $5,352-46.6% |
| Admin fee / account holder | $2,861 | $7,403-61.4% | $4,821-40.7% | $9,541-70.0% |