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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,070 | $78,694+4.3% | $67,652+21.3% | $125,389-34.5% |
| Participation rate | 81.3% | 78.8%+2.4pp | 75.7%+5.6pp | 83.2%-1.9pp |
| Annual return | -3.40% | 9.46%-12.9pp | 6625.40%-6628.8pp | 282.24%-285.6pp |
| Employer contribution / active EE | $1,529 | $3,044-49.8% | $2,266-32.5% | $4,866-68.6% |
| Participant deferral / active EE | $3,938 | $4,292-8.2% | $3,560+10.6% | $5,352-26.4% |
| Admin fee / account holder | $1,799 | $7,403-75.7% | $4,821-62.7% | $9,541-81.1% |