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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,570 | $112,131-63.8% | $95,964-57.7% | $158,982-74.5% |
| Participation rate | 86.7% | 79.0%+7.7pp | 77.1%+9.6pp | 82.0%+4.7pp |
| Annual return | 17.82% | 171.19%-153.4pp | 91.64%-73.8pp | 302.99%-285.2pp |
| Employer contribution / active EE | $1,788 | $3,199-44.1% | $2,541-29.7% | $4,763-62.5% |
| Participant deferral / active EE | $5,465 | $4,784+14.2% | $4,167+31.2% | $5,983-8.7% |
| Admin fee / account holder | $420 | $10,136-95.9% | $6,797-93.8% | $11,252-96.3% |