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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,492 | $92,219-81.0% | $76,767-77.2% | $135,380-87.1% |
| Participation rate | 93.3% | 79.8%+13.6pp | 77.0%+16.4pp | 82.6%+10.7pp |
| Annual return | 0.00% | 5.46%-5.5pp | 2.43%-2.4pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,652 | $3,216-48.6% | $2,485-33.5% | $4,779-65.4% |
| Participant deferral / active EE | $4,987 | $4,508+10.6% | $3,852+29.5% | $5,609-11.1% |
| Admin fee / account holder | $592 | $10,749-94.5% | $6,675-91.1% | $10,828-94.5% |