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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,951 | $135,639-44.0% | $110,241-31.1% | $135,382-43.9% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.8%-13.2pp | 82.6%-16.0pp |
| Annual return | 6.50% | 513.21%-506.7pp | 314.75%-308.3pp | 519.77%-513.3pp |
| Employer contribution / active EE | $6,494 | $4,907+32.4% | $3,827+69.7% | $4,779+35.9% |
| Participant deferral / active EE | $4,702 | $5,507-14.6% | $4,672+0.6% | $5,609-16.2% |
| Admin fee / account holder | $1,737 | $11,457-84.8% | $8,548-79.7% | $10,829-84.0% |