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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,972 | $86,940+21.9% | $102,434+3.5% | $80,935+30.9% |
| Participation rate | 74.5% | 72.4%+2.1pp | 76.5%-2.0pp | 67.7%+6.8pp |
| Annual return | 15.26% | 18.89%-3.6pp | 29.46%-14.2pp | 35.66%-20.4pp |
| Employer contribution / active EE | $291 | $2,370-87.7% | $3,023-90.4% | $2,757-89.4% |
| Participant deferral / active EE | $4,236 | $4,121+2.8% | $5,055-16.2% | $4,299-1.5% |
| Admin fee / account holder | $7,928 | $8,047-1.5% | $9,462-16.2% | $6,924+14.5% |