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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,205 | $60,349-8.5% | $74,184-25.6% | $62,881-12.2% |
| Participation rate | 73.9% | 72.7%+1.2pp | 76.6%-2.7pp | 69.3%+4.6pp |
| Annual return | 4.33% | 21.38%-17.0pp | 17.74%-13.4pp | 20.14%-15.8pp |
| Employer contribution / active EE | $378 | $1,680-77.5% | $2,370-84.0% | $2,281-83.4% |
| Participant deferral / active EE | $2,428 | $2,856-15.0% | $3,550-31.6% | $3,203-24.2% |
| Admin fee / account holder | $8,498 | $4,261+99.5% | $5,586+52.1% | $4,296+97.8% |