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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,677 | $83,908+41.4% | $68,509+73.2% | $125,389-5.4% |
| Participation rate | 66.7% | 78.2%-11.5pp | 74.7%-8.1pp | 83.2%-16.5pp |
| Annual return | -0.49% | 14.48%-15.0pp | 8.27%-8.8pp | 282.24%-282.7pp |
| Employer contribution / active EE | $1,817 | $3,031-40.0% | $2,278-20.2% | $4,866-62.7% |
| Participant deferral / active EE | $5,610 | $4,125+36.0% | $3,382+65.9% | $5,352+4.8% |
| Admin fee / account holder | $441 | $8,982-95.1% | $5,275-91.6% | $9,541-95.4% |