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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,808 | $106,864+152.5% | $147,318+83.1% | $82,637+226.5% |
| Participation rate | 78.8% | 75.5%+3.3pp | 82.1%-3.3pp | 68.1%+10.7pp |
| Annual return | 19.39% | 27.49%-8.1pp | 70.43%-51.0pp | 53.51%-34.1pp |
| Employer contribution / active EE | $2,918 | $3,417-14.6% | $4,593-36.5% | $2,552+14.3% |
| Participant deferral / active EE | $8,307 | $6,496+27.9% | $7,906+5.1% | $4,126+101.3% |
| Admin fee / account holder | $4,438 | $8,415-47.3% | $13,708-67.6% | $7,339-39.5% |