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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,667 | $182,442-89.2% | $163,379-88.0% | $138,895-85.8% |
| Participation rate | 60.0% | 79.8%-19.8pp | 76.8%-16.8pp | 79.9%-19.9pp |
| Annual return | 20.79% | 72.74%-51.9pp | 63.41%-42.6pp | 145.39%-124.6pp |
| Employer contribution / active EE | $1,362 | $4,159-67.3% | $3,752-63.7% | $4,194-67.5% |
| Participant deferral / active EE | $1,887 | $6,817-72.3% | $6,282-70.0% | $6,396-70.5% |
| Admin fee / account holder | $474 | $10,396-95.4% | $9,818-95.2% | $12,562-96.2% |