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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,920 | $58,726-6.5% | $92,236-40.5% | $62,293-11.8% |
| Participation rate | 36.9% | 68.3%-31.4pp | 76.5%-39.5pp | 69.5%-32.6pp |
| Annual return | 18.90% | 43.62%-24.7pp | 176.29%-157.4pp | 28.90%-10.0pp |
| Employer contribution / active EE | $823 | $2,392-65.6% | $3,679-77.6% | $2,042-59.7% |
| Participant deferral / active EE | $1,812 | $2,766-34.5% | $3,897-53.5% | $3,169-42.8% |
| Admin fee / account holder | $1,077 | $556+93.6% | $5,194-79.3% | $479+124.8% |