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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,724 | $63,114-65.6% | $92,903-76.6% | $65,185-66.7% |
| Participation rate | 83.3% | 68.8%+14.6pp | 76.0%+7.3pp | 70.2%+13.1pp |
| Annual return | 25.42% | 28.75%-3.3pp | 109.43%-84.0pp | 29.38%-4.0pp |
| Employer contribution / active EE | $329 | $2,571-87.2% | $3,653-91.0% | $2,177-84.9% |
| Participant deferral / active EE | $3,199 | $3,108+2.9% | $4,238-24.5% | $3,514-9.0% |
| Admin fee / account holder | $33 | $624-94.7% | $5,795-99.4% | $847-96.1% |