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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,623 | $84,684-1.3% | $73,835+13.3% | $125,388-33.3% |
| Participation rate | 73.3% | 76.8%-3.4pp | 73.4%-0.1pp | 83.2%-9.9pp |
| Annual return | 2.94% | 3123.93%-3121.0pp | 2268.13%-2265.2pp | 282.24%-279.3pp |
| Employer contribution / active EE | $3,373 | $3,123+8.0% | $2,788+21.0% | $4,866-30.7% |
| Participant deferral / active EE | $6,850 | $3,993+71.6% | $3,583+91.2% | $5,352+28.0% |
| Admin fee / account holder | $668 | $5,691-88.3% | $4,880-86.3% | $9,541-93.0% |