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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,892 | $54,541-17.7% | $78,778-43.0% | $70,131-36.0% |
| Participation rate | 79.1% | 60.8%+18.3pp | 69.2%+9.9pp | 69.5%+9.6pp |
| Annual return | 14.98% | 21.07%-6.1pp | 35.62%-20.6pp | 73.14%-58.2pp |
| Employer contribution / active EE | $427 | $1,089-60.8% | $1,986-78.5% | $2,342-81.8% |
| Participant deferral / active EE | $1,170 | $2,210-47.1% | $2,958-60.5% | $3,332-64.9% |
| Admin fee / account holder | $352 | $3,709-90.5% | $5,134-93.2% | $4,645-92.4% |