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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $27,874 |
Filed as: AMERIPRISE FINANCIAL SERVICES LLC Service code 55 70100 AMERIPRISE FINANCIAL CENTER · MINNEAPOLIS, MN 55474 | Other Commissions | $12,078 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,762 |
Service code 27 6504 BRIDGE POINT PKWY · AUSTIN, TX 787305097 | Advisory (Plan) | $3,583 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,192 | $65,437+27.1% | $86,698-4.0% | $66,949+24.3% |
| Participation rate | 56.2% | 75.5%-19.3pp | 76.6%-20.4pp | 69.8%-13.6pp |
| Annual return | -6.90% | -10.91%+4.0pp | 35.96%-42.9pp | 1.57%-8.5pp |
| Employer contribution / active EE | $2,491 | $2,154+15.7% | $2,837-12.2% | $2,545-2.1% |
| Participant deferral / active EE | $1,908 | $4,102-53.5% | $4,656-59.0% | $4,239-55.0% |
| Admin fee / account holder | $321 | $642-49.9% | $7,492-95.7% | $594-45.9% |