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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,548 | $168,635-63.5% | $147,617-58.3% | $125,389-50.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.88% | 77.65%-81.5pp | 61.98%-65.9pp | 282.24%-286.1pp |
| Employer contribution / active EE | $2,652 | $6,252-57.6% | $5,564-52.3% | $4,866-45.5% |
| Participant deferral / active EE | $355 | $5,507-93.6% | $4,895-92.8% | $5,352-93.4% |
| Admin fee / account holder | $409 | $13,580-97.0% | $11,612-96.5% | $9,541-95.7% |