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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,342 | $95,404-5.3% | $113,397-20.3% | $82,637+9.3% |
| Participation rate | 86.6% | 72.8%+13.7pp | 76.5%+10.1pp | 68.1%+18.5pp |
| Annual return | 7.92% | 19.08%-11.2pp | 23.20%-15.3pp | 53.51%-45.6pp |
| Employer contribution / active EE | $5,960 | $2,307+158.4% | $2,977+100.2% | $2,552+133.5% |
| Participant deferral / active EE | $8,241 | $4,220+95.3% | $5,076+62.3% | $4,126+99.7% |
| Admin fee / account holder | $4,049 | $9,168-55.8% | $11,957-66.1% | $7,339-44.8% |