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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,462 | $103,387+184.8% | $87,102+238.1% | $152,885+92.6% |
| Participation rate | 91.7% | 79.4%+12.3pp | 76.9%+14.8pp | 82.5%+9.2pp |
| Annual return | 22.32% | 28.10%-5.8pp | 28.19%-5.9pp | 345.39%-323.1pp |
| Employer contribution / active EE | $1,573 | $3,221-51.2% | $2,521-37.6% | $4,763-67.0% |
| Participant deferral / active EE | $4,438 | $4,778-7.1% | $4,048+9.6% | $5,851-24.2% |
| Admin fee / account holder | $16,711 | $12,193+37.1% | $7,491+123.1% | $11,598+44.1% |