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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,146 | $81,870-19.2% | $119,622-44.7% | $68,486-3.4% |
| Participation rate | 87.5% | 71.9%+15.6pp | 79.3%+8.2pp | 67.9%+19.6pp |
| Annual return | 5302.58% | -23.82%+5326.4pp | -14.98%+5317.6pp | -7.85%+5310.4pp |
| Employer contribution / active EE | $4,626 | $2,692+71.9% | $4,232+9.3% | $2,597+78.2% |
| Participant deferral / active EE | $3,058 | $4,148-26.3% | $5,601-45.4% | $4,028-24.1% |
| Admin fee / account holder | $6,641 | $6,583+0.9% | $10,328-35.7% | $5,404+22.9% |