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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,676 | $162,136+74.3% | $152,301+85.6% | $154,746+82.7% |
| Participation rate | 84.2% | 84.1%+0.1pp | 82.4%+1.8pp | 80.7%+3.5pp |
| Annual return | 14.78% | 91.02%-76.2pp | 80.50%-65.7pp | 172.34%-157.6pp |
| Employer contribution / active EE | $14,404 | $4,890+194.5% | $4,624+211.5% | $4,379+228.9% |
| Participant deferral / active EE | $4,847 | $8,341-41.9% | $8,004-39.4% | $6,730-28.0% |
| Admin fee / account holder | $3,328 | $15,759-78.9% | $14,398-76.9% | $14,365-76.8% |