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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,479 | $65,361+641.2% | $92,903+421.5% | $72,983+563.8% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 2.10% | 42.11%-40.0pp | 109.43%-107.3pp | 81.01%-78.9pp |
| Employer contribution / active EE | $13,433 | $2,594+417.8% | $3,653+267.7% | $2,440+450.5% |
| Participant deferral / active EE | $11,377 | $3,128+263.7% | $4,238+168.5% | $3,608+215.4% |
| Admin fee / account holder | $778 | $4,251-81.7% | $5,795-86.6% | $5,124-84.8% |