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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,084 | $99,652-37.7% | $78,778-21.2% | $147,585-57.9% |
| Participation rate | 90.9% | 76.2%+14.7pp | 69.2%+21.7pp | 82.8%+8.1pp |
| Annual return | 15.53% | 47.28%-31.8pp | 35.62%-20.1pp | 578.58%-563.1pp |
| Employer contribution / active EE | $1,226 | $2,796-56.2% | $1,986-38.3% | $4,876-74.9% |
| Participant deferral / active EE | $2,114 | $3,664-42.3% | $2,958-28.5% | $5,439-61.1% |
| Admin fee / account holder | $526 | $7,155-92.7% | $5,134-89.8% | $10,886-95.2% |