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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,215 | $93,346-34.4% | $71,796-14.7% | $273,972-77.7% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.1%+20.9pp | 83.0%+7.0pp |
| Annual return | 8.24% | 130.39%-122.1pp | 78.04%-69.8pp | 41.46%-33.2pp |
| Employer contribution / active EE | $1,541 | $2,733-43.6% | $1,924-19.9% | $4,869-68.3% |
| Participant deferral / active EE | $1,947 | $3,475-44.0% | $2,794-30.3% | $5,287-63.2% |
| Admin fee / account holder | $856 | $6,571-87.0% | $4,815-82.2% | $10,133-91.6% |