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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,682 | $111,830-60.0% | $93,696-52.3% | $145,884-69.4% |
| Participation rate | 72.2% | 74.2%-2.0pp | 68.7%+3.5pp | 80.3%-8.1pp |
| Annual return | 10.30% | 204.08%-193.8pp | 133.74%-123.4pp | 551.85%-541.5pp |
| Employer contribution / active EE | $72 | $3,093-97.7% | $2,422-97.0% | $4,662-98.4% |
| Participant deferral / active EE | $1,808 | $4,920-63.2% | $4,417-59.1% | $6,690-73.0% |
| Admin fee / account holder | $12,900 | $10,249+25.9% | $8,287+55.7% | $13,392-3.7% |