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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,593 | $176,794+29.9% | $146,647+56.6% | $167,553+37.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.97% | 24.04%-15.1pp | 22.75%-13.8pp | 478.89%-469.9pp |
| Employer contribution / active EE | $21,741 | $5,161+321.2% | $4,137+425.5% | $4,840+349.2% |
| Participant deferral / active EE | $16,947 | $6,440+163.1% | $5,506+207.8% | $6,343+167.2% |
| Admin fee / account holder | $43,361 | $13,262+227.0% | $10,281+321.8% | $12,316+252.1% |