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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,049 | $152,619+11.4% | $125,195+35.8% | $152,909+11.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 20.12% | 54.85%-34.7pp | 43.79%-23.7pp | 345.46%-325.3pp |
| Employer contribution / active EE | $6,402 | $4,947+29.4% | $3,866+65.6% | $4,764+34.4% |
| Participant deferral / active EE | $5,190 | $5,869-11.6% | $4,937+5.1% | $5,851-11.3% |
| Admin fee / account holder | $5,140 | $13,437-61.7% | $9,704-47.0% | $11,601-55.7% |