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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,655 | $62,589-15.9% | $76,768-31.4% | $64,173-17.9% |
| Participation rate | 89.2% | 72.8%+16.4pp | 77.0%+12.2pp | 69.6%+19.6pp |
| Annual return | -5.76% | -1.95%-3.8pp | 2.43%-8.2pp | 7.63%-13.4pp |
| Employer contribution / active EE | $2,352 | $1,832+28.4% | $2,485-5.4% | $2,381-1.2% |
| Participant deferral / active EE | $4,881 | $3,145+55.2% | $3,852+26.7% | $3,470+40.7% |
| Admin fee / account holder | $10,793 | $4,667+131.2% | $6,675+61.7% | $4,887+120.8% |