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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,486 | $67,602-16.4% | $82,312-31.4% | $70,126-19.5% |
| Participation rate | 91.4% | 72.8%+18.7pp | 76.9%+14.5pp | 69.5%+21.9pp |
| Annual return | 20.99% | 21.57%-0.6pp | 25.88%-4.9pp | 73.15%-52.2pp |
| Employer contribution / active EE | $2,331 | $1,755+32.8% | $2,428-4.0% | $2,343-0.5% |
| Participant deferral / active EE | $5,243 | $2,987+75.5% | $3,706+41.5% | $3,332+57.4% |
| Admin fee / account holder | $4,021 | $4,512-10.9% | $5,608-28.3% | $4,645-13.4% |