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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,325 | $95,453+26.1% | $112,040+7.4% | $82,448+45.9% |
| Participation rate | 96.7% | 72.8%+23.9pp | 76.5%+20.2pp | 68.1%+28.6pp |
| Annual return | 11.76% | 23.92%-12.2pp | 24.52%-12.8pp | 41.64%-29.9pp |
| Employer contribution / active EE | $3,397 | $2,318+46.6% | $2,954+15.0% | $2,551+33.2% |
| Participant deferral / active EE | $7,275 | $4,224+72.2% | $5,098+42.7% | $4,139+75.8% |
| Admin fee / account holder | $35,157 | $9,013+290.1% | $12,098+190.6% | $7,234+386.0% |