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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,674 | $85,171-15.8% | $172,752-58.5% | $72,975-1.8% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 22.44% | 27.32%-4.9pp | 802.97%-780.5pp | 81.01%-58.6pp |
| Employer contribution / active EE | $4,421 | $3,324+33.0% | $5,144-14.1% | $2,440+81.2% |
| Participant deferral / active EE | $5,286 | $3,260+62.1% | $5,198+1.7% | $3,608+46.5% |
| Admin fee / account holder | $1,016 | $5,880-82.7% | $13,955-92.7% | $5,124-80.2% |