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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,743 | $63,861+12.3% | $104,625-31.4% | $79,852-10.2% |
| Participation rate | 58.3% | 64.9%-6.6pp | 74.1%-15.7pp | 69.6%-11.3pp |
| Annual return | 12.03% | 21.30%-9.3pp | 340.60%-328.6pp | 31.72%-19.7pp |
| Employer contribution / active EE | $1,968 | $1,588+23.9% | $2,681-26.6% | $2,471-20.4% |
| Participant deferral / active EE | $4,054 | $2,693+50.5% | $3,738+8.5% | $3,740+8.4% |
| Admin fee / account holder | $15,756 | $4,185+276.5% | $6,465+143.7% | $5,306+196.9% |