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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,043 | $115,225-80.0% | $100,712-77.1% | $138,895-83.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 14.66% | 40.35%-25.7pp | 33.27%-18.6pp | 145.39%-130.7pp |
| Employer contribution / active EE | $82 | $2,771-97.1% | $2,313-96.5% | $4,194-98.1% |
| Participant deferral / active EE | $1,264 | $4,699-73.1% | $4,085-69.1% | $6,396-80.2% |
| Admin fee / account holder | $87,452 | $10,844+706.5% | $9,256+844.8% | $12,562+596.2% |