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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,511 | $136,860+125.4% | $120,344+156.4% | $154,746+99.4% |
| Participation rate | 64.3% | 79.9%-15.6pp | 76.7%-12.4pp | 80.7%-16.4pp |
| Annual return | 6.01% | 21.38%-15.4pp | 20.30%-14.3pp | 172.34%-166.3pp |
| Employer contribution / active EE | $3,627 | $3,533+2.7% | $3,020+20.1% | $4,379-17.2% |
| Participant deferral / active EE | $9,875 | $5,793+70.5% | $5,135+92.3% | $6,730+46.7% |
| Admin fee / account holder | $163 | $15,393-98.9% | $12,742-98.7% | $14,365-98.9% |