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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,511 | $124,425+147.9% | $112,040+175.4% | $137,256+124.8% |
| Participation rate | 64.3% | 79.3%-15.0pp | 76.5%-12.2pp | 80.0%-15.7pp |
| Annual return | 6.01% | 24.72%-18.7pp | 24.52%-18.5pp | 220.34%-214.3pp |
| Employer contribution / active EE | $3,627 | $3,411+6.3% | $2,954+22.8% | $4,156-12.7% |
| Participant deferral / active EE | $9,875 | $5,718+72.7% | $5,098+93.7% | $6,407+54.1% |
| Admin fee / account holder | $163 | $15,207-98.9% | $12,098-98.7% | $12,270-98.7% |