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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,511 | $167,415+84.3% | $140,514+119.6% | $198,609+55.3% |
| Participation rate | 64.3% | 80.9%-16.6pp | 77.8%-13.5pp | 82.4%-18.1pp |
| Annual return | 6.01% | 13.85%-7.8pp | 14.36%-8.3pp | 202.70%-196.7pp |
| Employer contribution / active EE | $3,627 | $4,088-11.3% | $3,378+7.4% | $5,055-28.3% |
| Participant deferral / active EE | $9,875 | $5,579+77.0% | $4,919+100.8% | $6,977+41.5% |
| Admin fee / account holder | $163 | $16,730-99.0% | $13,697-98.8% | $19,030-99.1% |