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| Provider | Service type | Compensation |
|---|---|---|
M HOLDINGS SECURITIES INC2 years Service code 28 · EIN 91-1802259 | Investment Management | $43,627 |
SIKICH LLP5 years Service code 10 · EIN 36-3168081 | Accounting | $10,300 |
CHARLES SCHWAB & CO., INC.6+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $577 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,697 | $100,801+156.6% | $149,730+72.8% | $73,412+252.4% |
| Participation rate | 97.0% | 77.7%+19.3pp | 82.5%+14.5pp | 72.2%+24.8pp |
| Annual return | 15.43% | 265.34%-249.9pp | 276.70%-261.3pp | 59.30%-43.9pp |
| Employer contribution / active EE | $6,683 | $3,312+101.8% | $4,645+43.9% | $2,234+199.2% |
| Participant deferral / active EE | $10,585 | $6,404+65.3% | $6,843+54.7% | $3,806+178.1% |
| Admin fee / account holder | $135 | $181-25.1% | $9,310-98.5% | $158-14.2% |