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| Provider | Service type | Compensation |
|---|---|---|
ENZA FINANCIAL LLC2 years Filed as: ENZA FINANCIAL, LLC Service code 28 · EIN 47-1337968 | Investment Management | $24,457 |
SIKICH LLP3 years Service code 10 · EIN 36-3168081 | Accounting | $9,800 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $823 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $1 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,531 | $75,388+156.7% | $123,552+56.6% | $55,725+247.3% |
| Participation rate | 97.6% | 75.7%+21.9pp | 82.3%+15.3pp | 70.9%+26.8pp |
| Annual return | -3.86% | 4.48%-8.3pp | 119.20%-123.1pp | 244.93%-248.8pp |
| Employer contribution / active EE | $6,128 | $3,063+100.1% | $4,628+32.4% | $2,078+194.9% |
| Participant deferral / active EE | $9,548 | $5,651+69.0% | $6,426+48.6% | $3,356+184.5% |
| Admin fee / account holder | $99 | $120-17.3% | $9,285-98.9% | $115-14.0% |