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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,235 | $42,548-14.8% | $74,549-51.4% | $56,287-35.6% |
| Participation rate | 13.9% | 60.5%-46.6pp | 69.1%-55.2pp | 69.9%-55.9pp |
| Annual return | -4.52% | 12.40%-16.9pp | 32.53%-37.0pp | -9.96%+5.4pp |
| Employer contribution / active EE | $0 | $855-100.0% | $1,961-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $127 | $2,277-94.4% | $3,108-95.9% | $3,350-96.2% |
| Admin fee / account holder | $11 | $467-97.6% | $5,059-99.8% | $521-97.8% |