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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,109 | $51,466-29.8% | $78,778-54.2% | $62,293-42.0% |
| Participation rate | 17.0% | 59.8%-42.7pp | 69.2%-52.1pp | 69.5%-52.5pp |
| Annual return | 18.81% | 19.96%-1.1pp | 35.62%-16.8pp | 28.90%-10.1pp |
| Employer contribution / active EE | $0 | $827-100.0% | $1,986-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $147 | $2,147-93.1% | $2,958-95.0% | $3,169-95.4% |
| Admin fee / account holder | $12 | $489-97.6% | $5,134-99.8% | $479-97.6% |