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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,368 | $115,810+301.0% | $101,271+358.5% | $158,966+192.1% |
| Participation rate | 70.0% | 79.4%-9.4pp | 75.8%-5.8pp | 82.0%-12.0pp |
| Annual return | -0.37% | 56.15%-56.5pp | 46.48%-46.9pp | 302.95%-303.3pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $640 | $4,958-87.1% | $4,371-85.4% | $5,983-89.3% |
| Admin fee / account holder | $17,785 | $7,248+145.4% | $5,948+199.0% | $11,250+58.1% |