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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,208 | $106,008+328.5% | $92,240+392.4% | $147,586+207.8% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.5%+12.4pp | 82.8%+6.1pp |
| Annual return | 2.05% | 50.05%-48.0pp | 176.29%-174.2pp | 578.59%-576.5pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $469 | $4,478-89.5% | $3,897-88.0% | $5,439-91.4% |
| Admin fee / account holder | $36,463 | $6,333+475.8% | $5,194+602.0% | $10,886+235.0% |