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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,574 | $162,812+67.4% | $133,971+103.5% | $158,966+71.5% |
| Participation rate | 78.9% | 83.2%-4.3pp | 79.8%-0.9pp | 82.0%-3.0pp |
| Annual return | 14.09% | 41.94%-27.9pp | 45.09%-31.0pp | 302.95%-288.9pp |
| Employer contribution / active EE | $15,430 | $4,976+210.1% | $3,919+293.7% | $4,762+224.0% |
| Participant deferral / active EE | $7,915 | $5,910+33.9% | $5,047+56.8% | $5,983+32.3% |
| Admin fee / account holder | $9,559 | $11,741-18.6% | $8,929+7.0% | $11,250-15.0% |