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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,403 | $70,418-39.8% | $96,570-56.1% | $85,847-50.6% |
| Participation rate | 54.3% | 61.8%-7.5pp | 69.8%-15.5pp | 69.3%-15.0pp |
| Annual return | 12.97% | 18.59%-5.6pp | 37.79%-24.8pp | 318.61%-305.6pp |
| Employer contribution / active EE | $380 | $1,413-73.1% | $2,357-83.9% | $2,565-85.2% |
| Participant deferral / active EE | $2,827 | $2,894-2.3% | $3,849-26.6% | $3,952-28.5% |
| Admin fee / account holder | $1,587 | $4,995-68.2% | $6,182-74.3% | $6,261-74.7% |