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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $724,338 | $176,786+309.7% | $146,643+393.9% | $167,536+332.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 4.41% | 24.04%-19.6pp | 22.75%-18.3pp | 478.82%-474.4pp |
| Employer contribution / active EE | $17,233 | $5,161+233.9% | $4,137+316.6% | $4,839+256.1% |
| Participant deferral / active EE | $15,243 | $6,440+136.7% | $5,506+176.8% | $6,342+140.3% |
| Admin fee / account holder | $6,887 | $13,262-48.1% | $10,280-33.0% | $12,315-44.1% |